Free money tools

Turn money questions into a clear next step.

No account, no spreadsheet and no uploaded financial data. Choose the tool that matches the decision in front of you.

01

Detailed budget calculator

Convert income, required bills, annual costs and lifestyle spending into a practical Vault + Flow plan.

Build a full budget
02

Paycheck & bills calendar

Assign every bill to the paycheck that should cover it and spot overloaded pay periods before they arrive.

Map my paychecks
03

Three-paycheck month calculator

Find the exact months in which your biweekly schedule produces a third paycheck.

Find extra-paycheck months

Private by design. These calculators run in your browser. Your entered financial details are not sent to VaultRule.